The study examined the influence of cooperative credit use on arable crops production in Yewa Division of Ogun State, Nigeria. Primary data were collected through a multistage process from 79 (38 cooperative and 41 non-cooperative) arable crop farmers in the study area. Data were analysed using descriptive, inferential statistics methods. The findings revealed that cooperative credit is considered as the basic ingredient for each and every economic activity including agriculture. Results of the analysis showed that majority (60.6%) of the farmers are less than 50 years for cooperative farmers while majority (64.5%) are less than 50 years for non-cooperative farmers. The mean age of the respondents was about 45 years and 40 years respectively. This implies both farmers are in their active and productive age, this result also revealed that Cooperative credit beneficiaries farmers are in their active age and can perform better. The probability of accessibility to credit and farm productivity was highest for farm size (0.795) and least for farm input (-0.826) implying that increasing farm size to access credit was the most desirable. Also, in the same category is the co-efficient of variable Regular payment of monthly dues (X₁) which is significant at 1% level. This had a direct bearing on policy formulation that farm size and regular payment of monthly cooperative dues are required as criteria for accessibility of cooperative credit. Net Farm Income, cooperative credit beneficiaries farmers had N243,098.72 while the non cooperative credit beneficiaries arable crop farmers had N151,409.10, returns on investment (RORI), profitability index (PI), return on variable cost (RRVC) and operation ratio (OR) were 1.40, 0.58, 297.81% and 0.29 respectively for cooperative credit beneficiaries and it indicated that for every one naira sales by cooperative credit beneficiary 58kobo is earned as profit (PI) and that an income of N1.40kobo is earned on every naira invested (RORI) and 1.21, 0.55, 258.0% and 0.35 respectively for non-cooperative credit beneficiaries, this imply that for every one naira spent 55kobo is earned as profit (PI) and that an income of N1.21kobo is earned on every one naira invested (RORI). In addition the study indicated that the credit acquired by the respondents had significant effects on their output and income. The study concludes that credit acquisition by the farmers had a significant effect on the producitivity of arable crop. Recommend that the farmers should be adequately motivated with needed credit facilities so as to enhance their agricultural production.